SOUTH
CAROLINA DEPARTMENT OF
CONSUMER AFFAIRS
3600
Forest Drive, 3rd Floor
P.O. Box 5757
Columbia, SC 29250
(803) 734-4200 or (800) 922-1594 (toll free in S.C.)
Teletips (803) 734-4215 or (877) 734-4215 (toll free in S.C.)
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CREDIT
TERMS
Click
to report mortgage fraud
or
call
1-800-553-7723
| Balance | The payments left to go on your contract. |
| Collateral | Whatever the creditor has a lien or mortgage on - usually your car or house. NOT your furniture appliances, one radio or one television UNLESS the debt is for buying any of these things. |
| Collection Agency | A company that collects debts for other people or companies. |
| Consumer | A person who uses credit for personal, family or household purposes. |
| Creditor | The person or company you owe money to. |
| Debtor | The person who owes the money. |
| Refinance | Renew the contract before you have paid it out. |
| Repossess | When a creditor takes the property his lien is on - with or without a court order. |
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