As of June 1, 2005, South Carolina citizens can receive

FREE ANNUAL CREDIT REPORTS*

By going to

http://www.annualcreditreport.com

or calling

877-322-8228.

You can also print out a form online at

http://www.ftc.gov/credit

and mail it to:

Credit Report Request Service

P.O. Box 105281, Atlanta, GA 30348-5281

Equifax 800-685-1111 www.equifax.com

Trans Union 800-916-8800 www.transunion.com

Experian 888-EXPERIAN (888-397-3742) www.experian.com

You can get a report once every twelve months from one of each of the above credit reporting agencies. You may order all three at once, or one at a time. If you find errors, you can dispute them with the reporting agency. Your credit report will be processed and should be sent to you within 15 days.

Beware of pop-up ads, links, and e-mail claiming to be from annualcreditreport.com or any of the credit reporting agencies. The annual credit report website and number are the only authorized sources to get your free credit report. Forward any attempts to get your personal information to the FTC’s deceptive spam database at spam@uce.gov.

Please note: you will still be eligible to receive a free copy of your report if you have been denied credit, insurance, or employment due to your credit; if you are unemployed and are seeking work within the next 60 days, if you suspect your identity has been stolen, if you are on welfare or if your credit has been tampered with.